/* Online Trust Attorney — v33
   Design language lifted from the Howard Webflow template: charcoal ink (#242d31) and
   pale butter gold (#f7e194) on warm off-white (#f2f3ef), Fraunces (standing in for the
   template's licensed "Erode" display serif) for headings, Public Sans for body copy,
   pill buttons at a 270px radius, sharp 0-radius cards, hairline dividers at
   rgba(36,45,49,.1), and the template's own cubic-bezier(.165,.84,.44,1) reveal easing. */

:root {
  /* color */
  --ink: #102847;
  --ink-soft: #193458;
  --ink-deep: #223f66;
  --ink-muted: rgba(16, 40, 71, 0.62);
  --ink-faint: rgba(16, 40, 71, 0.4);
  --cream: #f7f3eb;
  --paper: #ffffff;
  --gold: #b2823a;
  --gold-deep: #976e31;
  --border: rgba(36, 45, 49, 0.1);
  --border-strong: rgba(36, 45, 49, 0.15);
  --border-inverse: rgba(255, 255, 255, 0.12);
  --on-ink: #ffffff;
  --on-ink-muted: rgba(255, 255, 255, 0.66);

  /* type */
  --font-heading: "Fraunces", Georgia, serif;
  --font-body: "Public Sans", -apple-system, "Segoe UI", Helvetica, Arial, sans-serif;

  /* shape */
  --radius-pill: 270px;
  --radius-soft: 4px;

  /* motion */
  --ease: cubic-bezier(0.165, 0.84, 0.44, 1);

  /* layout */
  --container-max: 1360px;
  --section-pad: clamp(4.5rem, 9vw, 8.5rem);
  --section-pad-lg: clamp(5rem, 12vw, 12.5rem);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  overflow-x: hidden;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 400;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; }
svg { width: 1em; height: 1em; }

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  font-weight: 400;
  margin: 0;
  letter-spacing: -0.01em;
  line-height: 1.08;
}

p { margin: 0; }
ul { margin: 0; padding: 0; list-style: none; }
button { font-family: inherit; border: none; background: none; cursor: pointer; }

.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding-left: clamp(1.25rem, 4vw, 5rem);
  padding-right: clamp(1.25rem, 4vw, 5rem);
}

.container-wide {
  width: 100%;
  max-width: 1600px;
  margin: 0 auto;
  padding-left: clamp(1.25rem, 4vw, 5rem);
  padding-right: clamp(1.25rem, 4vw, 5rem);
}

section { padding-top: var(--section-pad); padding-bottom: var(--section-pad); }

/* ---------- reveal ---------- */
.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
}
.reveal.is-visible { opacity: 1; transform: translateY(0); }
html:not(.js) .reveal { opacity: 1; transform: none; }
.facts-grid > .reveal:nth-child(2),
.reason-list > .reveal:nth-child(2),
.process-grid > .reveal:nth-child(2),
.comparison-grid > .reveal:nth-child(2),
.pricing-grid > .reveal:nth-child(2),
.resource-grid > .reveal:nth-child(2) { transition-delay: 0.1s; }
.facts-grid > .reveal:nth-child(3),
.reason-list > .reveal:nth-child(3),
.process-grid > .reveal:nth-child(3),
.comparison-grid > .reveal:nth-child(3),
.pricing-grid > .reveal:nth-child(3),
.resource-grid > .reveal:nth-child(3) { transition-delay: 0.2s; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
}

/* ---------- type helpers ---------- */
.eyebrow {
  display: block;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 1rem;
}
.eyebrow::before {
  content: "";
  display: inline-block;
  width: 0.9em;
  height: 2px;
  background: var(--gold-deep);
  margin-right: 0.6em;
  vertical-align: middle;
}
.eyebrow--inverse { color: var(--gold); }
.eyebrow.center { text-align: center; }
.eyebrow.center::before { display: none; }

.h-display {
  font-size: clamp(2.6rem, 5.4vw, 4.6rem);
  line-height: 1.02;
  font-weight: 300;
  letter-spacing: -0.02em;
}
.h-section {
  font-size: clamp(2rem, 3.6vw, 2.75rem);
  font-weight: 400;
}
.lede { font-size: 1.125rem; color: var(--ink-muted); max-width: 46ch; }
.accent-gold { color: var(--ink); background: linear-gradient(180deg, transparent 62%, var(--gold) 62%); padding: 0 0.05em; }
section[style*="--navy"] .accent-gold,
#process .accent-gold { color: var(--gold); background: none; }

.arrow-link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 500;
  font-size: 0.9375rem;
  text-decoration: none;
  border-bottom: 1px solid var(--border-strong);
  padding-bottom: 0.15rem;
  transition: gap 0.25s var(--ease), border-color 0.25s var(--ease);
}
.arrow-link:hover { gap: 0.85rem; border-color: var(--ink); }
.arrow-link--inverse { color: var(--on-ink); border-color: var(--border-inverse); }
.arrow-link--inverse:hover { border-color: var(--gold); }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  color: var(--on-ink);
  background: var(--gold);
  border-radius: var(--radius-pill);
  padding: 1.1rem 1.75rem 1.1rem 2rem;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  text-decoration: none;
  border: 0;
  position: relative;
  overflow: hidden;
  transition: background-color 0.25s var(--ease), padding 0.25s var(--ease), transform 0.25s var(--ease);
}
.btn::after {
  content: "\2192";
  display: inline-block;
  max-width: 0;
  opacity: 0;
  overflow: hidden;
  transition: max-width 0.3s var(--ease), opacity 0.3s var(--ease), margin 0.3s var(--ease);
}
.btn:hover { background: var(--gold-deep); }
.btn:hover::after { max-width: 1.4em; opacity: 1; margin-left: 0.15em; }
.btn-dark { background: var(--ink); color: var(--on-ink); }
.btn-dark:hover { background: var(--ink-soft); }
.btn-outline-inverse { background: transparent; color: var(--on-ink); border: 1px solid var(--border-inverse); }
.btn-outline-inverse:hover { background: rgba(255,255,255,0.08); }
.btn-block { width: 100%; }

/* ---------- topbar + header ---------- */
.sticky-header-group { position: sticky; top: 0; z-index: 60; }

.topbar {
  background: var(--ink);
  color: var(--on-ink-muted);
}
.topbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 0.6rem;
  padding-bottom: 0.6rem;
}
.topbar-contact { display: flex; gap: 1.75rem; }
.topbar-contact a { display: inline-flex; align-items: center; gap: 0.45rem; font-size: 0.8125rem; text-decoration: none; color: var(--on-ink-muted); transition: color 0.2s; }
.topbar-contact a:hover { color: var(--gold); }
.topbar-contact svg { width: 0.95em; height: 0.95em; }
.topbar .btn { padding: 0.55rem 1.1rem 0.55rem 1.25rem; font-size: 0.6875rem; }

.site-header {
  background: var(--paper);
  border-bottom: 1px solid transparent;
  transition: box-shadow 0.25s var(--ease), border-color 0.25s var(--ease);
}
.site-header.is-scrolled { box-shadow: 0 8px 24px rgba(36,45,49,0.06); border-color: var(--border); }

.nav-row { display: flex; align-items: center; justify-content: space-between; padding-top: 1.35rem; padding-bottom: 1.35rem; }

.brand { display: flex; align-items: center; gap: 0.75rem; text-decoration: none; }
.brand-mark { width: 34px; height: 34px; flex: none; }
.brand-text { display: flex; flex-direction: column; }
.brand-name { font-family: var(--font-heading); font-size: 1.25rem; letter-spacing: -0.01em; }
.brand-name b { font-weight: 500; }
.brand-tagline { font-size: 0.6875rem; color: var(--ink-muted); letter-spacing: 0.02em; }
.brand-tagline-gold { color: var(--gold); }

.main-nav { display: flex; gap: 2rem; }
.nav-link { font-size: 0.9rem; font-weight: 500; text-decoration: none; color: var(--ink); opacity: 0.78; transition: opacity 0.2s; }
.nav-link:hover { opacity: 1; }

.nav-actions { display: flex; align-items: center; gap: 1rem; }
.nav-toggle { display: none; padding: 0.35rem; color: var(--ink); }
.nav-toggle svg { width: 1.5rem; height: 1.5rem; }

.mobile-drawer {
  position: fixed;
  inset: 0;
  top: 0;
  background: var(--paper);
  z-index: 70;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  padding: 6rem 2rem 2rem;
  transform: translateX(100%);
  transition: transform 0.3s var(--ease);
}
.mobile-drawer.is-open { transform: translateX(0); }
.mobile-drawer .nav-link { font-size: 1.25rem; }

@media (max-width: 991px) {
  .main-nav { display: none; }
  .nav-toggle { display: inline-flex; }
  .topbar-contact a:first-child { display: none; }
}
@media (max-width: 640px) {
  .topbar-contact { gap: 1rem; }
  .topbar .btn { display: none; }
}

/* ---------- hero ---------- */
.hero { background: var(--ink); color: var(--on-ink); padding-top: 5.5rem; padding-bottom: 5.5rem; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: clamp(2rem, 5vw, 4rem); align-items: center; }
.hero-copy .h-display { color: var(--on-ink); margin-bottom: 1.5rem; }
.hero-copy .eyebrow { color: var(--gold); }
.hero-copy .eyebrow::before { background: var(--gold); }
.hero-copy .lede { color: var(--on-ink-muted); margin-bottom: 2.25rem; }
.hero-ctas { display: flex; align-items: center; gap: 1.75rem; flex-wrap: wrap; }
.hero-ctas .arrow-link { color: var(--on-ink-muted); border-color: var(--border-inverse); }
.hero-ctas .arrow-link:hover { color: var(--on-ink); border-color: var(--gold); }

.hero-video-card { position: relative; border-radius: var(--radius-soft); overflow: hidden; aspect-ratio: 4/5; }
.hero-video-card img { width: 100%; height: 100%; object-fit: cover; }
.play-btn {
  position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%);
  width: 76px; height: 76px; border-radius: 50%;
  background: var(--gold); color: var(--on-ink);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; transition: transform 0.25s var(--ease), background 0.25s var(--ease);
}
.play-btn:hover { background: var(--paper); transform: translate(-50%, -50%) scale(1.06); }
.hero-video-caption {
  position: absolute; left: 1.25rem; bottom: 1.25rem;
  background: rgba(36,45,49,0.72); backdrop-filter: blur(4px);
  padding: 0.85rem 1.15rem; border-radius: var(--radius-soft);
  color: var(--on-ink);
}
.label-tag { font-size: 0.6875rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gold); margin-bottom: 0.2rem; }

@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-video-card { max-width: 420px; }
}

/* ---------- facts strip ---------- */
.facts-strip { background: var(--cream); }
.facts-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.fact { padding: 3rem clamp(1.25rem, 4vw, 3rem); border-right: 1px solid var(--border); }
.fact:last-child { border-right: none; }
.fact h3 { font-size: 1.375rem; margin-bottom: 0.6rem; }
.fact p { color: var(--ink-muted); font-size: 0.9375rem; }
@media (max-width: 767px) {
  .facts-grid { grid-template-columns: 1fr; }
  .fact { border-right: none; border-bottom: 1px solid var(--border); }
  .fact:last-child { border-bottom: none; }
}

/* ---------- intro split ---------- */
.intro-split { display: grid; grid-template-columns: 1fr 1fr; gap: 2.5rem; align-items: start; margin-bottom: clamp(2.5rem, 5vw, 4rem); }
.intro-split .h-section { max-width: 20ch; }
@media (max-width: 767px) { .intro-split { grid-template-columns: 1fr; align-items: start; } }

/* ---------- why it matters ---------- */
.reason-list { display: flex; flex-direction: column; gap: 1.75rem; margin-top: 2rem; }
.reason-item { display: flex; gap: 1.25rem; align-items: flex-start; border-top: 1px solid var(--border); padding-top: 1.75rem; }
.reason-icon { flex: none; width: 40px; height: 40px; border-radius: 50%; background: var(--cream); display: flex; align-items: center; justify-content: center; color: var(--ink); }
.reason-icon svg { width: 18px; height: 18px; }
.reason-item-text h3 { font-size: 1.25rem; margin-bottom: 0.6rem; font-weight: 500; }
.reason-item-text p { color: var(--ink-muted); font-size: 0.9375rem; }

/* ---------- process ---------- */
#process { background: var(--ink); color: var(--on-ink); }
#process .eyebrow--inverse { color: var(--gold); }
#process .eyebrow--inverse::before { background: var(--gold); }
#process .h-section { color: var(--on-ink); }
.process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2.5rem; }
.process-card { position: relative; }
.process-media { position: relative; border-radius: var(--radius-soft); overflow: hidden; aspect-ratio: 4/3; margin-bottom: 1.5rem; }
.process-media img { width: 100%; height: 100%; object-fit: cover; }
.process-head { display: flex; align-items: baseline; gap: 1rem; margin-bottom: 0.6rem; }
.process-num {
  font-family: var(--font-heading); font-size: 2.5rem;
  color: var(--gold); opacity: 0.55; line-height: 1; font-weight: 400; flex: none;
}
.process-card h3 { font-size: 1.5rem; font-weight: 400; }
.process-card p { color: var(--on-ink-muted); font-size: 0.9375rem; }
.process-foot { margin-top: 3rem; }
@media (max-width: 767px) { .process-grid { grid-template-columns: 1fr; gap: 3rem; } }

/* ---------- comparison ---------- */
.comparison-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; align-items: stretch; }
.comp-card { background: var(--cream); padding: 2.75rem clamp(1.5rem, 3vw, 2.75rem); display: flex; flex-direction: column; }
.comp-card.is-featured { background: var(--ink); color: var(--on-ink); }
.comp-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.25rem; flex-wrap: wrap; gap: 0.75rem; }
.comp-head-title { display: flex; align-items: center; gap: 0.75rem; }
.comp-icon { width: 30px; height: 30px; border-radius: 50%; display: flex; align-items: center; justify-content: center; flex: none; }
.comp-icon--x { background: rgba(36,45,49,0.08); color: var(--ink-muted); }
.comp-card h3 { font-size: 1.375rem; font-weight: 500; }
.comp-logo { width: 30px; height: 30px; flex: none; }
.badge-pill { background: var(--gold); color: var(--on-ink); font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; padding: 0.4rem 0.85rem; border-radius: var(--radius-pill); }
.comp-desc { color: var(--ink-muted); margin-bottom: 1.75rem; font-size: 0.9375rem; }
.comp-card.is-featured .comp-desc { color: var(--on-ink-muted); }
.comp-rows { display: flex; flex-direction: column; gap: 1rem; margin-bottom: 1.75rem; flex: 1; }
.comp-row { padding-top: 1rem; border-top: 1px solid var(--border); }
.comp-card.is-featured .comp-row { border-top-color: var(--border-inverse); }
.comp-row dt { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.05em; color: var(--ink-faint); margin-bottom: 0.3rem; }
.comp-card.is-featured .comp-row dt { color: var(--gold); }
.comp-row dd { margin: 0; font-size: 0.9375rem; font-weight: 500; }
@media (max-width: 900px) { .comparison-grid { grid-template-columns: 1fr; } }

/* ---------- attorney ---------- */
.attorney-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: clamp(2rem, 5vw, 4.5rem); align-items: center; }
.attorney-photo { position: relative; }
.attorney-photo img { width: 100%; aspect-ratio: 4/5; object-fit: cover; }
.attorney-badge {
  position: absolute; left: 1.25rem; bottom: 1.25rem; right: 1.25rem;
  background: var(--paper); padding: 0.85rem 1.1rem;
  font-size: 0.8125rem; font-weight: 600; letter-spacing: 0.02em;
}
.attorney-name { font-size: clamp(1.75rem, 3vw, 2.25rem); margin-bottom: 0.5rem; }
.attorney-role { color: var(--ink); font-weight: 600; margin-bottom: 0.35rem; }
.attorney-meta { color: var(--ink-muted); font-size: 0.875rem; margin-bottom: 1.5rem; }
.attorney-bio { color: var(--ink-muted); margin-bottom: 1.5rem; max-width: 58ch; }
@media (max-width: 767px) { .attorney-grid { grid-template-columns: 1fr; } .attorney-photo img { aspect-ratio: 16/10; } }

/* ---------- pricing ---------- */
.pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; align-items: stretch; }
.price-card { background: var(--cream); padding: 2.5rem clamp(1.5rem, 3vw, 2.25rem); display: flex; flex-direction: column; }
.price-card.is-featured { background: var(--ink); color: var(--on-ink); transform: translateY(-0.75rem); box-shadow: 0 24px 48px rgba(36,45,49,0.16); }
.price-tag { display: inline-flex; align-items: center; gap: 0.4rem; font-size: 0.6875rem; text-transform: uppercase; letter-spacing: 0.05em; font-weight: 600; color: var(--ink); margin-bottom: 1.25rem; }
.price-card.is-featured .price-tag { color: var(--gold); }
.price-tag svg { width: 0.9em; height: 0.9em; }
.price-card h3 { font-size: 1.625rem; margin-bottom: 0.35rem; font-weight: 500; }
.price-sub { color: var(--ink-muted); font-size: 0.875rem; margin-bottom: 1.25rem; }
.price-card.is-featured .price-sub { color: var(--on-ink-muted); }
.price-best { font-size: 0.875rem; margin-bottom: 0.75rem; }
.price-desc { font-size: 0.9375rem; color: var(--ink-muted); margin-bottom: 1.5rem; }
.price-card.is-featured .price-desc { color: var(--on-ink-muted); }
.price-values { display: flex; gap: 1.5rem; margin-bottom: 1.5rem; padding-bottom: 1.5rem; border-bottom: 1px solid var(--border); }
.price-card.is-featured .price-values { border-color: var(--border-inverse); }
.price-value { display: flex; flex-direction: column; gap: 0.2rem; }
.price-value .amount { font-family: var(--font-heading); font-size: 1.75rem; }
.price-note { font-size: 0.8125rem; color: var(--ink-faint); margin-bottom: 1.5rem; }
.price-services-label { display: flex; align-items: center; gap: 0.75rem; font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.05em; color: var(--ink-faint); margin-bottom: 1rem; }
.price-card.is-featured .price-services-label { color: var(--on-ink-muted); }
.services-line { flex: 1; height: 1px; background: var(--border); }
.price-card.is-featured .services-line { background: var(--border-inverse); }
.price-features { display: flex; flex-direction: column; gap: 0.75rem; margin-bottom: 2rem; flex: 1; }
.price-features li { display: flex; align-items: flex-start; gap: 0.6rem; font-size: 0.9rem; }
.price-features svg { width: 1.1em; height: 1.1em; flex: none; margin-top: 0.15em; color: var(--gold-deep); }
@media (max-width: 991px) {
  .pricing-grid { grid-template-columns: 1fr; }
  .price-card.is-featured { transform: none; }
}

/* ---------- discovery banner ---------- */
.discovery-banner {
  background: var(--gold); color: var(--on-ink);
  max-width: var(--container-max); margin: 0 auto;
  padding: clamp(2.5rem, 5vw, 4rem) clamp(1.5rem, 5vw, 4rem);
  display: grid; grid-template-columns: auto 1fr; gap: 1.5rem 2.5rem;
}
.discovery-icon { width: 48px; height: 48px; border-radius: 50%; background: var(--ink); color: var(--gold); display: flex; align-items: center; justify-content: center; }
.discovery-header h2 { font-size: clamp(1.5rem, 2.6vw, 2rem); margin-top: 0.5rem; }
.discovery-body { grid-column: 2; max-width: 68ch; }
.discovery-body p { font-size: 0.9375rem; }
.discovery-action { grid-column: 2; margin-top: 0.5rem; }
@media (max-width: 767px) {
  .discovery-banner { grid-template-columns: 1fr; }
  .discovery-body, .discovery-action { grid-column: 1; }
}

/* ---------- flat fee ---------- */
.flatfee-grid { display: grid; grid-template-columns: 1fr auto 1fr; gap: 2.5rem; align-items: start; }
.flatfee-col { padding-top: 1.5rem; border-top: 1px solid var(--border); }
.flatfee-tag { display: inline-block; font-size: 0.6875rem; text-transform: uppercase; letter-spacing: 0.05em; color: var(--ink-faint); margin-bottom: 0.75rem; }
.flatfee-col.is-good .flatfee-tag { color: var(--ink); font-weight: 600; }
.flatfee-col h3 { font-size: 1.25rem; margin-bottom: 1.25rem; font-weight: 500; }
.flatfee-list { display: flex; flex-direction: column; gap: 0.9rem; }
.flatfee-list li { display: flex; align-items: flex-start; gap: 0.75rem; font-size: 0.9375rem; color: var(--ink-muted); }
.flatfee-icon { width: 22px; height: 22px; border-radius: 50%; background: rgba(36,45,49,0.06); display: flex; align-items: center; justify-content: center; flex: none; margin-top: 0.05rem; color: var(--ink-faint); }
.flatfee-col.is-good .flatfee-icon { background: var(--gold); color: var(--on-ink); }
.flatfee-col.is-good li { color: var(--ink); }
.flatfee-vs { display: flex; align-items: center; justify-content: center; font-family: var(--font-heading); font-size: 1.1rem; color: var(--ink-faint); padding-top: 2.5rem; }
@media (max-width: 900px) {
  .flatfee-grid { grid-template-columns: 1fr; }
  .flatfee-vs { display: none; }
}

.quote-split { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 0; margin-top: var(--section-pad); align-items: stretch; }
.quote-body { background: var(--ink); color: var(--on-ink); padding: clamp(2.5rem, 5vw, 4.5rem); display: flex; flex-direction: column; justify-content: center; }
.quote-mark { font-family: var(--font-heading); font-size: 3.5rem; color: var(--gold); line-height: 1; margin-bottom: 0.5rem; }
.quote-body blockquote { margin: 0 0 1.75rem; font-family: var(--font-heading); font-size: clamp(1.5rem, 2.4vw, 1.875rem); line-height: 1.3; }
.quote-fine { color: var(--on-ink-muted); font-size: 0.875rem; max-width: 60ch; }
.quote-media { position: relative; min-height: 260px; }
.quote-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
@media (max-width: 900px) { .quote-split { grid-template-columns: 1fr; } .quote-media { min-height: 220px; } }

/* ---------- FAQ ---------- */
.faq-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: clamp(2rem, 5vw, 4rem); }
.faq-see-all { margin: 1.5rem 0 2.5rem; }
.advisor-note { background: var(--cream); padding: 1.75rem; }
.advisor-note p { font-weight: 600; margin-bottom: 0.75rem; }

.faq-list { border-top: 1px solid var(--border); }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-q {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 1.5rem;
  text-align: left; padding: 1.75rem 0; font-family: var(--font-heading); font-size: 1.25rem;
  color: var(--ink);
}
.faq-icon { position: relative; width: 20px; height: 20px; flex: none; }
.faq-icon::before, .faq-icon::after {
  content: ""; position: absolute; background: var(--ink); transition: transform 0.25s var(--ease);
}
.faq-icon::before { top: 50%; left: 0; width: 100%; height: 1.5px; transform: translateY(-50%); }
.faq-icon::after { left: 50%; top: 0; width: 1.5px; height: 100%; transform: translateX(-50%); }
.faq-item.is-open .faq-icon::after { transform: translateX(-50%) rotate(90deg) scale(0); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.3s var(--ease); }
.faq-item.is-open .faq-a { max-height: 220px; }
.faq-a p { padding-bottom: 1.75rem; color: var(--ink-muted); max-width: 62ch; font-size: 0.9375rem; }
@media (max-width: 767px) { .faq-grid { grid-template-columns: 1fr; } }

/* ---------- resources ---------- */
.resource-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; }
.resource-card { text-decoration: none; display: block; }
.resource-media { aspect-ratio: 4/3; overflow: hidden; margin-bottom: 1.5rem; }
.resource-media img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s var(--ease); }
.resource-card:hover .resource-media img { transform: scale(1.04); }
.resource-card h3 { font-size: 1.25rem; margin-bottom: 0.5rem; font-weight: 500; }
.resource-card p { color: var(--ink-muted); font-size: 0.9375rem; margin-bottom: 1rem; }
.text-link { font-size: 0.8125rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.04em; border-bottom: 1px solid var(--border-strong); padding-bottom: 0.15rem; }
@media (max-width: 767px) { .resource-grid { grid-template-columns: 1fr; gap: 2.5rem; } }

/* ---------- final CTA ---------- */
.final-cta { position: relative; padding: var(--section-pad-lg) 0; color: var(--on-ink); text-align: center; overflow: hidden; }
.final-cta-bg { position: absolute; inset: 0; }
.final-cta-bg img { width: 100%; height: 100%; object-fit: cover; }
.final-cta-bg::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(16,40,71,0.88), rgba(16,40,71,0.82)); }
.final-cta-inner { position: relative; max-width: 640px; }
.final-cta h2 { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 1rem; }
.final-cta p { color: var(--on-ink-muted); margin-bottom: 2rem; font-size: 1.0625rem; }
.final-cta-actions { display: flex; align-items: center; justify-content: center; gap: 1.25rem; flex-wrap: wrap; }

/* ---------- footer ---------- */
.site-footer { background: var(--ink); color: var(--on-ink); padding-top: var(--section-pad); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 2.5rem; padding-bottom: 3.5rem; }
.footer-lede { color: var(--on-ink-muted); font-size: 0.9375rem; margin-top: 1rem; max-width: 32ch; }
.footer-col h4 { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--gold); margin-bottom: 1.25rem; font-family: var(--font-body); font-weight: 600; }
.footer-col { display: flex; flex-direction: column; gap: 0.75rem; }
.footer-col a { text-decoration: none; color: var(--on-ink-muted); font-size: 0.9375rem; transition: color 0.2s; }
.footer-col a:hover { color: var(--on-ink); }
.footer-col address { color: var(--on-ink-muted); font-size: 0.9375rem; font-style: normal; margin-bottom: 0.4rem; }
.footer-legal { border-top: 1px solid var(--border-inverse); padding: 2.5rem 0; }
.footer-legal-line { color: var(--on-ink-muted); font-size: 0.8125rem; margin-bottom: 1rem; }
.footer-disclaimer { color: rgba(255,255,255,0.45); font-size: 0.75rem; line-height: 1.6; }
.footer-bottom { display: flex; align-items: center; justify-content: space-between; padding: 1.75rem 0; border-top: 1px solid var(--border-inverse); flex-wrap: wrap; gap: 1rem; }
.footer-bottom p { color: var(--on-ink-muted); font-size: 0.8125rem; }
.footer-bottom-links { display: flex; gap: 1.5rem; }
.footer-bottom-links a { color: var(--on-ink-muted); font-size: 0.8125rem; text-decoration: none; }
.footer-bottom-links a:hover { color: var(--on-ink); }
@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .footer-grid { grid-template-columns: 1fr; } }

/* ---------- video modal ---------- */
.video-modal { position: fixed; inset: 0; z-index: 100; display: none; align-items: center; justify-content: center; padding: 1.5rem; }
.video-modal.is-open { display: flex; }
.video-modal-backdrop { position: absolute; inset: 0; background: rgba(36,45,49,0.86); }
.video-modal-panel { position: relative; background: var(--ink); color: var(--on-ink); max-width: 480px; width: 100%; padding: 2.5rem; text-align: center; }
.video-modal-close { position: absolute; top: 1rem; right: 1rem; color: var(--on-ink-muted); }
.video-modal-body img { width: 140px; height: 140px; border-radius: 50%; object-fit: cover; margin: 0 auto; }

@media (max-width: 767px) {
  section { padding-top: clamp(3.5rem, 10vw, 5rem); padding-bottom: clamp(3.5rem, 10vw, 5rem); }
}